Insure NYC Brokerage works with New York businesses that rely on trucks, vans, pickups, and other commercial vehicles—from tractor trailers and straight trucks to cargo vans. Compare commercial auto quotes using the form on this page or call 212.799.7500 for liability limits, physical damage, cargo, and fleet scheduling.
Truck / commercial auto quote
Add vehicles, liability limits, and drivers below. Or call 212.799.7500.
Quick specs
Immediate ID Cards · Same-Day Filings · A+ Rated Carriers
Vehicle details
Add each vehicle. Select year, make, model, and GVWR class, then click Add vehicle.
Physical damage (this vehicle)
Fill out the vehicle details above, then click Add vehicle to include it in your quote.
Liability limits
Select the auto liability limit you need for this quote. This applies to the overall policy, not each vehicle individually.
Driver(s)
Name, date of birth, and state licensed are required. Add each driver below.
Add a driver
Fill out the driver details above, then click Add driver to include them in your quote.
Your contact info
We'll use this to follow up on your quote request.
Mailing / garaging location
City and state fill in from our ZIP list when available; add street and edit if needed.
2-letter code (e.g. PA)
Coverage availability, terms, and underwriting guidelines vary by carrier and state. This page is for general information only and is not a guarantee of coverage or an offer to insure.
Vehicles we insure
- Cargo vans & SprintersDelivery & courier
- Box trucks & straight trucksMoving & freight
- Contractor pickups & vansPlumbers, electricians, HVAC
- Dump trucks & cement mixersConstruction
- Tractor-trailersLong-haul & regional
Compliance & filings
Our agents specialize in NYC-area and New York State requirements, including DOT filings, MCS-90 for interstate travel when applicable, and overweight / permitting questions. We work to supply the certificates and filings carriers can issue for your operation—subject to underwriting and DOT rules—so you can stay on the road.
Truck insurance · Commercial auto
Truck insurance or commercial auto insurance insures you for property damage and bodily injury you may cause while using your business vehicles. At Insure NYC Brokerage we work with many types of trucks and autos: tractor trailers, straight trucks, vans, pickups, and other vehicles that should be insured on a commercial policy.
We offer common coverages required by truckers and businesses: long haul, package delivery, contractor vehicles, tow trucks, cars used for business, motor truck cargo, and any auto that needs a commercial auto policy—subject to carrier appetite and underwriting.
Long haul & heavy truck
Collision truck insurance
Collision coverage typically pays to repair or replace your truck after a covered collision with another vehicle or object, up to the policy terms and actual cash value or replacement cost, depending on the form you buy.
Pickups & light trucks
Comprehensive truck insurance
Comprehensive coverage may pay for damage from theft, fire, vandalism, wind, hail, and other covered perils, depending on your policy. Collision covers collision losses; comprehensive covers many non-collision causes of loss.
Box trucks & straight trucks
Motor truck cargo insurance
Cargo insurance can protect the freight you haul against damage or loss from covered causes when you are legally responsible for the shipment, subject to limits, deductibles, and exclusions in the policy.
Cargo vans & delivery
Truck insurance experts
Whether vehicles are incidental to your business or trucking is your core operation, we can help find coverage options from insurers we represent—often with same-day quotes and ID cards when the risk qualifies.
Towing costs
Towing coverage can reimburse necessary towing up to a stated limit when a covered vehicle is disabled, per policy terms.
PIP — personal injury protection
Where applicable, PIP can provide benefits for injury and related expenses for you and covered passengers or employees after a covered accident involving a covered vehicle, subject to state rules and the policy.
Mixed fleets welcome
Truck & commercial auto FAQ
What is commercial auto or truck insurance?
Commercial auto insurance is liability and, optionally, physical damage coverage for vehicles used in a business. It can address injury or property damage to others, and may include medical payments, uninsured/underinsured motorist coverage, and comp/collision depending on the policy. Coverage, exclusions, and filings vary by carrier and use case—your quote should reflect how each vehicle is operated.
Who needs commercial auto coverage in New York?
Many businesses that own or use vehicles for work—contractors, delivery, service fleets, landscaping, trucking, and others—need a commercial policy rather than a personal auto policy for those vehicles. Personal policies often exclude or restrict business use. We can discuss your ownership structure, drivers, and radius of operations to route you appropriately.
Does personal auto insurance cover business use?
Sometimes a personal policy may allow limited incidental business use, but many business exposures are excluded or inadequately covered. Rideshare, deliveries, hauling tools, and vehicles titled to a business entity are common situations where a commercial policy is appropriate. Tell us how the vehicle is used day-to-day and we will help identify gaps.
Does my personal auto insurance cover my business van?
Usually not in the way most NYC businesses need. Personal auto policies typically include exclusions or severe restrictions for business use, commercial delivery, hauling tools or stock, and vehicles owned by a business entity. A personal policy may also cap use as a private passenger vehicle—even if it is labeled a van. If you use the vehicle to earn income, meet clients, deliver, or your LLC holds the title, a commercial auto policy is often required to access the right liability limits, endorsements, and filings. Tell us your exact use and ownership and we will help you stay compliant with carriers that write business auto in New York.
What information do you need for a quote?
Typical details include vehicle year/make/model/VIN, garaging ZIP code, registered owner, business name (if applicable), driver list with license numbers and dates of birth, current coverage (if any), radius of operation, and cargo or equipment details when relevant. The online form on this page collects much of this; you can supplement by phone at 212.799.7500.
Can you cover multiple vehicles or drivers?
Yes—many policies are written for fleets with several vehicles and scheduled drivers. Rates and underwriting rules depend on driving records, vehicle classes, loss history, and carrier appetite. We work with insurers that handle small fleets as well as larger commercial programs where available.
What about filings (MCS-90, NY-specific requirements, or federal DOT)?
Certain trucking operations require filings or proof of financial responsibility. Whether you need them depends on your operation, jurisdiction, and regulators involved. We can coordinate with carriers that support required filings when your risk qualifies—bring your MC/USDOT details if applicable.
How long does quoting take?
Simple risks sometimes quote quickly; fleet or specialty haulage may take longer for underwriting review. Submit the form online or call 212.799.7500—our brokers will tell you what additional information a carrier might need and expected turnaround.
How do I get started?
Use the truck and commercial auto quote section on this page or call 212.799.7500. We will review vehicles, operations, and limits you are targeting, then compare options among insurers we work with for business auto in New York.
Contact
By email:
By Telephone:
PH: 212.799.7500
By Mail:
Insure NYC Brokerage Inc.
33 W 60th St 2nd FL
New York NY 10023
Truck & commercial auto quote
Co-op Insurance Quote
Condo Insurance Quote
Homeowners Insurance Quote
Offices in Manhattan & Queens:
Queens
2112 Broadway, New York, NY 11106
Get directionsManhattan
33 West 60th Street 2nd FL, New York, NY 10023
Get directions